loveukaykay
Posted : 4/28/2006 2:40:10 PM
Ive TOTALLY been where you are. When we first got married we lived in an apartment and Josh was not working for various reasons and I was in school and working. It was hell for us. We could NEVER pay the bills, and I cant tell you how many ways we discovered to eat rice and eggs and grits... lordy we ate grits for dinner so much I wont ever eat grits again. I was skinny skinny and we were so broke and we each took turns borrowing money from people to pay the rent and bills.... eventually ended up at his parents house for a while... then on to my parents for a while. When Josh finally got a job I decided to go WAAAAYYY out on a limb and ask to borrow yet more money, $5,000 this time and buy a house. Very scary to do when you dont have anything to your name (but certainly possible). We did and it was soooo hard to pay that house note and bills but after two years we sold it and made $28,000. On to the next house... 2 years and sold it for $55,000 profit. We are now in a beautiful home which was purchased for the value of resale... When we do sell we plan to buy more than one home and start with the rentals.
Do you own your home? I know you have kids and all but buying and selling property (even if its your own residence) can slowly but surely increase each time and you will make money just for living there.
I know of people who move every two years (here after two years you dont have to pay taxes on your profit) and thats their sole income. They are millionaires. I hope to become this one day but hopefully not have to move. We love this house so much we are trying to find a way to stay and continue what we we're doing. Anyway, thats a suggestion if you own.
If your renting... some landlords are willing to rent to own, and if not maybe you can find one who is... that way they are still responsible but you eventually buy from them when you can and all the rent money each month goes towards it.
You will pull out of this somehow... it wont last forever.
I do think that its possible to find a legitimate work from home thing... just dont know how to find them, a lot are scams.
Bailey sends you kisses!