I made a pattern from Zoe's ski jacket from last yr. This way it really covers her hairless tummy. The issue is I didn't want to velcro it all the way up because it didn't lay right, so I did a little sew back collar. It shows a little chest

. Let me know if anyone has better ideas. The inside is fleece, outside is a pretty fabric someone sent me.
I think it looks better in person, but here's a looky

.