NicoleS
Posted : 4/27/2008 7:23:11 PM
Yes I think there is a few things to qualify you independent -- being 25, being married, having dependents (I think), being a ward of the state, and maybe military? But if you are in school as dependent, then try to change to independent, then good luck. I fought my school tooth and nail but they don't change it. I, too, was glad to not have to file under my parents any more.
The other thing that hurt us was DH worked full-time for a year before going back to school... so it made it look like we had a lot more income so then they wanted us to spend money on school that we would no longer be earning!
Liesje
Nicole, most people I know doing grad work applied to programs that either pay them (like to teach or TA as part of their program) or pay stipends that cover part of the cost. I think I have one friend doing grad work not in such a program and she regrets it. No one I know can afford to do it on their own or with the little scholarships you mentioned.
Yeah that is the usual for grad school but when you are part-time you can't get anything like that. I'm only working towards a Master's and taking 1 or maybe 2 classes a semester. Granted, as I mentioned, my work does pick up a decent amount of the tab, but even with the amount I cover it still sucks to pay out of pocket for it. Unfortunately, DH is still in school full-time so I can't give up my income to go back full-time since the stipend is less than my income. And he still wants to do a PhD so I'll probably just stay part-time until I'm done.
Basically, I was told as an undergrad that any grad program that DIDN'T provide either a stipend or TA-ship or something like that wasn't worth going in to. If you do full-time you should NOT be paying for it, at least they should cover tuition and most provide stipends. If DH wasn't in school yet I might consider it just to get done quicker. It'll take me a pretty long time to finish up part-time, but at least I'm not paying full price.